Falcon insurance supports care agencies and supported living agencies to manage their risk and protect their business and employees with our domiciliary care insurance. When it comes to providing personal care such as bathing, dressing administering medication and night care, for the elderly, people with disabilities and/or individuals with learning difficulties, there are always risks involved. Our domiciliary care insurance can help to protect you from these risks.
Falcon insurance domiciliary care options we provide meets the requirements of the Care Quality Commission (CQC), the Care Inspectorate Scotland and Care and Social Services Inspectorate Wales (CSSIW) and also complies with Local Authority requirements.
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What is domiciliary care?
What is domiciliary care? Otherwise known as home care or private care, this is when a carer provides care to a vulnerable person who lives independently in their own home. This can be through regular visits, such as daily visits, or live-in care services. The role of a domiciliary carer is to provide assistance with household tasks, medication and other activities that impact upon on the individual’s quality of life. Domiciliary care insurance is a type of insurance that has been designed for carers who provide personal care services to individuals within their own homes.
What can domiciliary care insurance cover?
Domiciliary care insurance covers a range of services, such as: nursing care, physical therapy, daily living assistance, long-term domiciliary care and other home-based health services, including personalized healthcare plans. So, what can domiciliary care insurance cover? Insurance for domiciliary care will typically include a range of insurance services. Our comprehensive domiciliary care insurance covers:
Professional indemnity:
an insurance that covers you in the event of a service user (or one of their family members) making a claim against you for negligence.
Employers liability:
protecting you from any compensation claims from your employees in the event of them suffering an injury (physical or psychological) due to the work they carry out for you.
Public liability:
providing financial protection in the event of a public liability claim, for example, if a service user, third party or member of the public is injured or has their property damaged and are trying to hold your company liable.
Building and contents:
insurance to help you to cover the costs of repairing a building in the event of a fire, flood, extreme weather, or due to vandalism.
Business interruption:
this type of insurance covers you for unforeseen loss of business income due to insured events, such as if you have to leave your office due to damage.
Legal expenses:
financial support for a variety of legal issues such as employment disputes.
Treatment risk:
a type of insurance that is designed to cover you for legal defence and compensation if a service user is injured while receiving treatment from you, for example, an allergic reaction.
Who Should Consider This Insurance?
Domiciliary insurance provides a wealth of benefits to businesses and carers, as well as peace of mind and security for the families of service users. The ideal candidates for this type of at-home healthcare coverage insurance include: elderly individuals in need of elderly care insurance, people with chronic illnesses, people requiring dementia care, Parkinsons care, palliative care, cancer and stroke care, individuals receiving in-home medical services, those recovering from surgery, and anyone requiring long-term care insurance.
How to Get Started:
If you would like to apply for domiciliary care insurance, the first thing you need to do is to contact us and request a free quote. You can do this by sending us a message through our online contact form, or calling us on 0121 679 7265. If you have any questions about our insurance policy and what this will cover you for, or if you’re unsure if this policy is right for you, contact one of our expert advisors now.
Domiciliary care FAQ’s
- What is the minimum cover I need?
- How much public liability insurance do I need?
- Do I need employers liability insurance?
- I am self-employed, do I need public liability insurance?
- When do I need to get domiciliary insurance?
The level of cover your business requires depends on a number of different risk factors. We advise that you get in touch with a reputable insurance company who can go through all of these risk factors with you and help you to determine a suitable level of cover that can protect you, your business and your workers.
The level of cover suitable for you will largely depend on the risk factors you or your business faces, cover can be anything from £2m to £10m, or sometimes more. You may find that your service users or the authorities you work with will dictate the minimum public liability insurance you require.
If you are an organisation who has staff working for you, then yes, by law you are required to have employer’s liability insurance under the Employers Liability (Compulsory Insurance) Act.
It is advised that you do have public liability insurance, to covet you in the event of any claims being made against you personally, or your company. covet you in the event of any claims being made against you personally, or your company.
You require employers liability insurance from the day your business starts employing staff. We recommend you have public liability insurance from the day you begin providing care. Therefore, it is recommended you get domiciliary insurance in place so that it begin the day you start working in this industry.
If you would like a free, no-obligation, personalised quote, contact us by sending us a message through our online contact form, or call us on 0121 679 7265. Our expert advisors are on hand to answer any questions you might have and to help you find a suitable level of insurance for your business.
Why Falcon Insurance?
Fast documentation
Unrivalled customer service
Competitive rates
24 hour claim line
Knowledgeable friendly staff
Flexible payment options
UK based call handlers
Save time & money with Falcon Insurance
And put us on the test to see how much we can save you!
